Compliance Infrastructure for Every Saudi Financial Institution.

Built by former CMA regulators. Trusted by CMA, SAMA, and REGA-regulated institutions. Ayn automates over 90% of your compliance workload, out of the box.
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Trusted across CMA, SAMA, REGA, and Insurance Authority-regulated institutions.
Why Ayn

Built from the inside out.

Ayn is the only compliance platform designed by people who spent years enforcing the very regulations you must comply with.

Saudi-Native by Design

The only AML solution that automates Nafith and Makken alongside 1,900+ international watchlists. The platform and all client-facing experiences are fully bilingual, Arabic and English throughout.

Dedicated Environment, Every Client

Your data sits in its own dedicated database, not shared infrastructure. Enterprise-grade security, standard for every client regardless of size.

#1 Global Adverse Media

Partnered with the world's leading adverse media platform. Comprehensive adverse media is standard in Ayn, not a premium add-on.

Regulator-Ready KYC/KYB Flows

Pre-built onboarding workflows, risk rules, and reporting templates aligned to CMA, SAMA, REGA, and IA requirements. Ready from day one.

Automate Over 90% of AML Tasks

Screening, monitoring, SAR/STR generation, no-match reporting, and regulatory reporting, automated so your team focuses on judgment, not administration.

16-Hour Response Guarantee

We guarantee a response within 16 hours for any inquiry, big or small. Most clients hear from us within the hour.
The Ayn Platform

Five modules. One integrated platform.

A complete compliance stack, from client screening and onboarding through to transaction monitoring, built specifically for Saudi financial institutions.
01Screening & Monitoring02Client KYC03Business KYB04Foreign IDV05Transaction MonitoringSoon
Module 04
200 Countries
+12 ID Types

Foreign Identity Verification (IDV)

Verify international clients with confidence. Real ID capture and biometric checks are just the start. Ayn runs a comprehensive suite of fraud and device intelligence checks to ensure every onboarded individual is who they claim to be, from a legitimate device and network.

Identity Checks

Real ID document capture and verification
Biometric selfie verification
Deepfake detection
International IBAN verification
International address verification
Proof of address verification
200+ countries, 12+ document types

Fraud & Device Intelligence

VPN and proxy detection
Incognito / private browsing detection
Jailbroken and rooted device detection
Device behavior and intelligence checks
Geography and jurisdiction-based auto-blocking
Module 05
SAR & STR Automation
Anomaly Detection

Transaction Monitoring (KYT)

A complete rule engine for detecting suspicious activity, with static rules, behavioral analysis, and anomaly detection working in combination. Automatically generates SARs and STRs in the format regulators expect, eliminating manual reporting burden entirely.

Detection

Complete rule engine
Static rules
Behavioral rules
Anomaly detection
Scenario manager
Proof of address verification
200+ countries, 12+ document types

Case Management & Reporting

Alert management and MLRO dashboard
Severity-based routing
Automated SAR generation
Automated STR generation
Scalable transaction processing

Dal’s AML platform has truly been a game changer for us. Alongside comprehensive global PEP and sanctions screening, it has automated and streamlined CMA reporting, saving us significant time and effort. What sets Dal apart is their deep understanding of CMA requirements and how things are done in practice — they simplify the process and make it much easier to navigate. On top of that, their customer support is outstanding: responses come quickly, often within the hour, and they don’t just acknowledge feedback but act on it, reflecting and implementing improvements without delay. Their commitment, agility, and reliability have made them not just a solution provider, but a trusted partner for us at Pinnacle Capital.

Maha AlThehaiban
Compliance & AML Lead, Pinnacle Capital
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Dal began where others stopped. We quickly came to rely fully on their platform. Their true strength shows in handling Nafith, Makken, and Adverse Media. The pace of their development is impressive, and with such a passionate team, it’s hard to imagine how far they’ll go a year from now!

Norah Albarraq
Chief Compliance Officer, TAM Capital
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Ayn gave us flexibility in building customer risk assessments that reflect the nature of our activities and products, through customizable risk factors and weights. The dashboard also improved our tracking of open cases and matters by providing a clearer view of each customer's status and the actions required, which sped up processing and raised the efficiency of our decision-making.

Turki Al-Aidi
Head of Compliance and AML, Dinar
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Ayn's products added tangible value to our business through a comprehensive solution that elevates the efficiency of our internal operations. The platform's readiness and the responsiveness of the Dal team enabled us to activate the products in less than a week from signing, which helped accelerate adoption, raise team efficiency, and reduce the time required to complete tasks.

Abdullah Al-Andas
CEO, Wadaie
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Integrations & Customization

Ayn connects to any system you already use.

Ayn is fully system-agnostic. Whether you're running a custom-built CRM, a third-party portfolio management system, or an in-house data warehouse, Ayn integrates via REST APIs without requiring you to change your existing infrastructure.

REST API access across all modules: screening, KYC, KYB, transaction monitoring, and IDV
Webhook support for custom event triggers with real-time notifications into your own systems
Module-level customization to tailor workflows, risk rules, and outputs to your firm's specific requirements
Module-level customization to tailor workflows, risk rules, and outputs to your firm's specific requirements
Sample API response: client screening resultJSON
{
  "client_id": "CMI-2024-00421",
  "screening_status": "clear",
  "risk_score": 24,
  "risk_classification": "low",
  "country_risk": {
    "fatf_status": "compliant",
    "score": 12,
    "last_updated": "2026-06-02"
  },
  "watchlists_checked": 1847,
  "nafith_checked": true,
  "makken_checked": true
}
Screening API
Trigger checks and retrieve match results programmatically
KYC / KYB API
Initiate onboarding and retrieve risk scores and status
Transaction API
Submit transactions for monitoring and retrieve alerts
Webhooks
Real-time notifications for alerts, changes, and expirations
Support

Frequently Asked Questions

Everything you need to know about the product and billing.
What differentiates Ayn compared to others?
Several things set Ayn apart. It is built by former CMA regulators and purpose-built for Saudi financial institutions, CMA, SAMA, REGA, and Insurance Authority. The platform is fully bilingual in Arabic and English throughout, including all client-facing onboarding experiences. Risk profiling is customizable at the classification level, not just individual vs. organization. Ayn automates Nafith and Makken natively, includes a white-label onboarding portal deployable on your own domain, automatically detects UBOs via Wathq, and runs multi-level approval workflows entirely inside the platform. Nothing is left to email or paper sign-off.
Do you have APIs?
Yes, we have APIs and can register webhooks for custom events. Our platform can integrate with any system, we are completely system agnostic. Reach out and let's have a conversation.
Do I need a CRM to use Ayn? 
No. Our system is designed from the ground up to grow with capital firms and FinTechs. Whether you have less than 100 clients or more than 100K, our platform has you covered.
What public watchlists do you cover?
We are integrated with over 1,900 international public watchlists, including Nafith, Makken, global sanctions, PEP databases, and adverse media across 600K+ sources. Saudi-specific lists include the Ministry of Interior, Ministry of Finance, SAMA shared lists and circulars, and many others. If you want to know whether we monitor a specific watchlist, email us. We are yet to say we don't cover a list.
Do you support KYB for Saudi businesses
Yes. Ayn integrates directly with Wathq to automatically fetch and verify Saudi business records across all legal entity types. We identify UBOs by both the 25% ownership threshold and effective control, covering both definitions under Saudi Arabia's 2025 UBO regulations. Ownership chains are mapped automatically up to 3 levels deep, with deeper cascades available on demand. Associations for individuals and businesses can be added manually and are automatically synced, screened, and factored into the client's risk score in real time.
Is your service level agreement really 16-hours?
Yes! We pride ourselves on providing the highest level of service. Whether big or small, we'll get back to you within 16 hours, and in most cases find a solution within that time.
Can my firm use Ayn if it’s not regulated by the CMA?
Yes. While Ayn is built with CMA requirements at its core, it is designed to serve all Saudi-regulated financial institutions, including SAMA-regulated firms, REGA-regulated entities, and Insurance Authority-licensed companies. The platform's workflows, risk rules, and reporting are configurable to your specific regulatory context. Book a call and we will walk you through exactly how Ayn fits your requirements.
Do you have a KYC solution?
Yes. Ayn offers a full end-to-end KYC solution including a white-label onboarding portal deployable on your own domain, adaptive forms based on risk profile, AML risk scoring, EDD triggers, suitability assessment, address and IBAN verification, KYC expiry management, and automated compliance documentation, all with maker/checker approval workflows built in.
Do you really offer each client their own dedicated environment? Does it cost extra?
Yes, each client has their own dedicated environment. And no, you aren't charged extra. Talk to us to find out why we structured our platform this way.
Is all data hosted in Saudi Arabia?
Yes
Can Ayn block onboarding from specific geographies?
Yes. Module 04 (Foreign IDV) includes automatic geography and jurisdiction-based blocking, preventing onboarding from high-risk or restricted countries without any manual intervention. Country risk is also scored automatically every week across FATF, geopolitical, financial crime, regulation, and corruption indices, with manual overrides available on top.
How does your pricing work?
We have a minimum starter plan. Pricing is based on the number of entities your firm plans to monitor per year. As the number of entities increases, the price per monitored entity decreases. Reach out to us, you'll be pleasantly surprised.

Compliance software built for the Kingdom.

Automate 90% of your AML tasks. Start with a demo.
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